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Banxico's interest rate falls 50 points
- BAOP Corporativo
- 4 days ago
- 2 min read
Are your savings losing value?
This is how the Banxico rate cut affects you and how to protect your assets.
In recent months, the Bank of Mexico (Banxico) has made a series of cuts to its benchmark interest rate, lowering it from 11.25% to 8.5% since the beginning of this year . This decision, while beneficial to those seeking loans, could represent a direct threat to your savings and traditional investments .
Why does the interest rate drop and what does it mean?
The benchmark interest rate is the tool Banxico uses to regulate the economy. If the rate rises, borrowing becomes more expensive, so people tend to save more. If it falls, the goal is to incentivize consumption and business investment by making credit cheaper.
However, when the rate falls, the returns you earn on traditional financial instruments , such as CETES (Spanish Central Bank Certificates of Excellence), bank notes, or government bonds , also decrease . In other words, your money does less work for you .
How does this affect your investments?
According to GBM, debt instruments such as CETES (Certified Central Banks) and bonds are closely tied to the Banxico interest rate . When it falls, the yield on these instruments decreases, especially on short-term products. Although some long-term assets could benefit, most common options for small and medium-sized investors are weakened.
This means that if you have your savings “invested” in traditional products hoping to grow your wealth, your money may be losing value against inflation and generating increasingly lower returns .
What can you do? Look at the international scene.
Faced with this national scenario of declining returns, it's time to explore more profitable, secure, and diversified alternatives , such as international investments . Especially those backed by solid markets like the London Stock Exchange .
FINSOF: Invest with a global vision and protect your assets
At FINSOF , we understand the challenges Mexican investors face in the face of interest rate cuts and local market volatility. Therefore, our investment advisory services are backed by international instruments listed on the London Stock Exchange , offering:
More attractive returns than local instruments.
Greater stability by being linked to developed economies.
Security and transparency at every step of your investment.
If your goal is to grow your assets safely and profitably , this is the ideal time to leave the traditional Mexican market and embrace an international investment strategy with support and vision.
Don't put your financial future on hold
The Banxico rate cut doesn't have to mean a loss for you. Invest wisely with FINSOF's expert advice and access opportunities that truly grow your money.
Ready to diversify and protect your finances? Contact us by clicking here and discover how to take the next step toward a stronger, more global financial future.